@Ivan Mares I've thought about your 2nd suggestion but that much leverage makes me nervous.  

This is also the same percentage that you need for a non-cash out refinance (more on why that is important later).If you purchased the investment property with a loan, then conventional loans will require you to wait 6 month to take cash out.This rule does not apply if you purchased the home with CASH (more on that in section 2).Let’s explore some examples here:If you purchased a property with a 15% down conventional loan (85% loan to value) and you wanted to get cash out, you wouldn’t be able to do so since the cash out limit is 75% of the “Loan to Value”.

The retail portion of the building still makes me nervous.

I am nervous and exited and I am sure I will learn (good and bad) along the way.

Are you guys nervous about the Carrier plant closing in Indy?  

When a request is made to change some conditions to a set contract- this present opportunity and the ball is in your court- settle in 2 or the contract is cancelled- Are you open to share why you may be nervous other seasoned investors may be able to shed some light on your situation

I'm very nervous about starting out.

I am unsure of where to start and more importantly the contract  side makes me nervous. 

@Josh CaldwellThanks so much for your input, that's exactly what I'm nervous about!

During this time I did get a little nervous, okay a lot nervous, I mean I am about to take a huge leap and do something that I have no experience in.