Second, is that I don't know the numbers - when percents, creative financing strategies, and working a deal/the numbers (what numbers?) 

You just need to be more creative than the average bear.

Property held for investment of any type and handled as such on tax returns - a 1031 exchange candidate.Gain more than 250/500 on your own house - be prepared to write a check for federal and California state on gains above this limit.

OK, I have read it also but not to prepare for an appointment with a loan officer.

Would the best route be for all of us to cosign on the loan, or try and do something creative. 

So, I have a feeling that we will have to get creative with financing, think outside the box, and have a lot of patience ... but I am hoping it will pay off in the end!  

The more creative you are the more risk that a prospective buyer would dislike it, but it also greatly increases the value to those that do.Just my 2 cents.Adam

I can't figure out if it's a deal he's already done or something he prepared for other potential investors. 

Another hurdle that I am running into is the lack of capital, raising a family in NYC is not cheap.Current Position and ExperienceI am an accountant who works for a major utility company in New York preparing Financial Statements that are filed with the SEC.  

I found it online for ways to prepare for the exam while I'm still working full time.