I've been asking my Denver and Colorado Springs clients during intake the same question lately: How many rental properties is enough? 

I send a lot of my investor clients there because there are so many new constructions that are affordable and buying in early is a good way to lock in future appreciation as buyers who need affordable newer housing that is still a small commute into raleigh flock there over the next few years.

That broker has a preferred list of clients they will send that building to FIRST before listing it on loopnet. 

AND you must maintain adequate reserves to take care of the disasters that may happen.So my advice- build your equity.There plenty of other opportunities elsewhere, my clients are involved in institutional grade properties across the country.

Fourth, getting funds out of a 401K is a bit tricky; typically you have to quit, you might get an in-service distribution, other? 

Most brokers have no idea how seller financing or creative financing deals work and are averse to presenting it to their clients because of that AND because they're concerned how it will affect their pocket - like all of us probably would be too if we were in their shoes. 

I would look into a DSCR loan option it will require 15-25% down depending on the lender but it's based off the asset and if it debt services rather than based off the individual. 

So in search for that answer I came across BP and decided to put this question out there as members are RE investors (mostly) to hear from them vs CFP who may skew client's investment towards stock market rather than RE(for which I will have another question subsequently).I have gotten so many valuable input from so many members for which I am thankful. 

Very interested to follow this and see how it affects my Colorado STR clients.

You've been paying a lot for a long time and I thank you for your service there @Theresa Hansen 👍