If the answer is yes, then it's a no brainer to make minimum payments on your 2.8% interest rate mortgage, and use the funds that you would have paid extra to pay it down faster, to either invest in more real estate, the market, or anywhere else where you can get a ROI > 2.8%.If the answer is no, then feel free to aggressively pay it down as fast as possible, to become debt-free faster, and just have a large amount of money in savings or to splurge with.The bottom line is that your 2.8% mortgage is GOOD debt.

You will never see 2.25% again, 1600 a month on 150-200k in equity is an excellent return.  

Properties are not like stocks where After IPO the market cap is so large that that most of the life changing appreciation is gone. 

Excellent framework for growing our portfolios

I began shopping for a large construction loan to build a new car wash on the land. 

I have a large network plus in depth knowledge of the process to get a project like this off the ground. 

It’s better to have less rooms and to have them large enough to comfortably fit a queen bed.

Playing around with my Excel spreadsheet and got to thinking about selling my rental property in the next few months vs waiting until it's paid off in Jun 2027. 

I have long form articles on both this Fair Housing law with section 8 and the scam tenants with fake info on our website.  

Buy land about 550k-650k, construction costs 600k with gross sales price 2.2m3. 750k large land, 4 plex with 7k gross rental per unit.