Talking of putting my money where my mouth is, I own entry-level homebuilder stocks - LEN, TMHC, NVR.The yield hunting thing is not anything new - has been the case for last 8 years at this point.

Thanks,Len

I look at it through the lens of: 1) If I contribute to a pre-tax account like a pre-tax 401k, Traditional IRA, SEP IRA, I get a tax deduction, but now I'm in a partnership with the IRS, but I don't know what I will have to pay them later on in life when I start pulling money out (that is because when you distribute you pay taxes based on your effective tax rate at that time, which can be unknown). 2) With Roth accounts, (Roth IRA/Solo 401k(k) with Roth component), I can get the taxes out of the way on the seed, so I don't have to pay on the crop. 

If you look at things through a financial lens, follow Nathan's advice. 

However it depends what lens you use.

It will be interesting to see how people react to these comments through the lens of history in 5 years, when people search for "female podcast guests" or "women podcast guests."

The math is literally all there is.A dozen people on this thread are trying to explain it to you, but you keep looking at it through this lens of "somehow I must be right."

My background is in international development, so I tend to look at communities from that lens.

When we tried to buy a duplex in Los Angeles with an unpermitted 3rd unit our lender would not lens to us unless it was vacated.  

Also, they broke the skylight lens when attempting to clean it...