The overwhelming majority don’t work and are receiving some sort of gov’t assistance.

And if so are you willing to take on that financial and potentially legal liability should the worst case be realized. 

Want to get your thoughts/opinion on few subjects:1.would you do a ren't relief plan to your tenants if worst come and because of reality kicks in and they won't be able to pay rents or some of the rents?

There must have been some sort of plan/agreement.

For our multifamily assets and commercial assets, we have doubled our cleaning frequency and focus.While we do expect rent payment, we also expect there may be some sort of leniency if payment is not made.

The current lender sort of threw a curve ball into the mix a week ago by changing the amortization from 20 years to 15 years.

I just got my license is it better to wait until this gets sorted out before I join a brokerage? 

Before I agreed to this, I asked my attorney if we could write up some sort of penalty if they didn’t finish by then but he advised a builder would never go for it and I caved.

Based on your statement, I'm guessing you don't have reserves for the rentals, so plan for 3 months as worst case scenario.

The tenant sends me a form to fill out and then meets some sort of qualifications with the Trustee.