There's very little inventory where I am (Charlotte NC), and some pent up demand from the quarantine so prices and demand are still high... but I can't help but worry that the unemployment numbers here (as well as everywhere in the country) will impact real estate over the next 6-12 months as foreclosures skyrocket.  

When applying, I would recommend addressing directly in your business plan how the pandemic is expected to impact your chosen business rather then leaving that for the underwriter / loan committee to speculate on.

A higher credit score and more reserves (money left in savings after closing) are the main variables that seem to impact the odds of securing approval at a higher DTI.Layers of risk (more than one risk factor) will lower the chances of getting approval at a higher DTI.

If so, will the wall impact the Integrity of the property if it falls considering it is not filled one bit?

A few weeks or a few months won't have a substantial impact on your investment one way or the other when viewed through an appropriate length time horizon.

Trying to budget accordingly and unsure if the washer will have a larger impact or not on the numbers.  

Sure it looses it's charm but it has a positive impact on your properties value and signals a good time to sell high.

Shiloh,  I appreciate the time you have taken to illustrate this point,  I do see what the difference sound counsel and the impact of using less of my money can have along the journey.  

I've been surveying property managers that I know here to see how the pandemic has impacted their ability to rent property.

To some degree they understand the financial impact and crisis due covid-19 and the aftermath which will take many months to not only restore general public confidence before a vaccine is readily available, but mostly when the economy will ready for an upswing cycle.