As pet lovers ourselves, we typically like to meet your pets at some point in the process, too.Our tenants’ safety and the peaceful enjoyment of their home is important to us, so we do a credit/criminal background check on all applicants aged 18+.

This highlights my exact fears with an HOA.Just crazy to spend that much money and not have true control over your property.Even from the live-in owner side, HOAs don't provide that much of a safety net.

Leasing implies you provide a residence with safety.

I wonder if getting the basement done while they are there can raise safety or health concern.  

The requirements that the city has for the condition of properties are mostly common sense safety type stuff. 

Guest safety is the most important, yet overlooked, priority for investors.

In looking into it a bit deeper, it looks like it's pretty standard to have these prepayment penalties in exchange for the safety of locking in long-term debt at a fixed rate.

Been doing it for 4 years and it has enhanced my returns significantly.In the end there is no magic bullet of safety, liquidity and high yield returns in this rate environment. 

we shall see if I made the right decisions as time goes by Eta: i believe in having cash in the bank - my number is large but i like the feeling of having that safety net.

Most western advanced society have something similar to this to ensure some level of social safety net for retired folks.