They just buy in the normal fashion.

Especially with the sellers agent in their ear telling them to pass on the offer.Is it normal to submit an offer for 100k under asking price?

They'll normally offer full term rents, or close to it, 9 to 12 months up front. and when I've asked them to still fill-out an application for their credit/work history, they want to know why, "If I'm paying all cash do I need to do this??"

Next day, the neighbor's kids wake up the shift worker.

Normally there would be one tonight, but instead for this month, the meeting is next Thursday in LA.

As a vet you do not have to be a first time buyer like normal applicants to this program, just show your DD-214 and a lender can order your certificate of eligibility and could qualify.

Were the rates comparable to normal investor loans?

From deals I've seen over there, you'd normally be looking at about $30K for an $800/mo rental.

And turned out, it's a nice neighborhood, peeps looked 'normal' to me.

Getting hard money is usually an easier process than a normal home loan would be, but it also has very different terms.