The job is a means to build a bank roll for investment.This job may work out as it is with family and there is an understanding that I may be out of commission here and there.The lack of recent employment history is concerning and I will have to meet with my bank rep soon.

@Kevin Fletcher yes, that's usually per property, unless you can work out a "bulk" deal where they may give you a slight discount to do multiple searches.

I work out of San Ramon and have been doing accounting and taxation for 8 years.

If your numbers work out nicely, your tenants pay you to build equity in your properties.You need two years of tax returns before most banks will count rental income towards your gross income.

By and large a 1,200. market rent tenant who is gainfully employed will be much less management intensive than a 100% section 8 tenant in a 600 dollar rental that someone bought for 40k..

So there's incentive all around to work out differences without going to court.

my understanding of seller finance is seller becomes the bankyou and seller work out down payment and interest

Then you (or your end buyer) get a deed from the new owner.Alternatively go back to the original owner with the new owner and work out something with him (or her).I would want to see the original paperwork so that I knew exactly what their deal was.

I have some funny voicemails saved that people have left....I work out of an office space and at least 3 times I have had sellers who have received my mail piece show up looking for us.  

Look at a lot of houses and work out your analysis.