Well, Montgomery County might try that.DC Almost Halfway to Meeting 2025 Housing Production GoalsBlack homeownership in Wards 7 and 8 has been on the riseKeep up with issues specific to the region with @Russell Brazil and Jack Seidens' DC Real Estate Podcast and the latest sales trends with @Cassidy Burns ' DMV Weekly Market Update.

If you have a bank/credit union that appears to offer a loan product to help you, then you can sometimes send them your underwriting/analysis of a property to review so they can provide their thoughts on it's "lendability."

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That would essentially be 2 mortgages, right?

Essentially you pay the utilities, then charge the tenants back for them on a monthly basis. 

I work as a lead product manager at Lumen technologies. 

You still have appreciation & your tenants are essentially paying your mortgage on it so you're earning equity that way too. 

I know with click lock you have to cut out the plank and essentially glue another in (which can get hairy if the floor isn’t perfectly level).

That said, essentially anytime you pull enough equity out of your home to pay off all or most of your purchase price and use that cash to buy the next property, you're executing a BRRRR.

If the seller needs cash from the sale now, then obviously seller financing won't work.You'll also have to check with the main lender that they'll allow a 2nd on the loan (the seller financing) and that they're OK with essentially 100% financing.