Ralph, I'm an insurance agent in AR and I can tell you they are correct.  

Thats correct, if you respond to those questions , we can give you some feedback or additional questions.  

If i'm hearing you correctly you are saying it is more difficult to get financing if your 1099 than W2 if its a brand new job?

However, I think a lot of people see a correction coming.  

I know as far as any real estate transactions if licensed you must legally go through your broker any help with this please and thanks/ would like to do everything right and correct

Sherwin, I think your question is veering a little in the legal area but as a layperson (not an attorney) who also doesn't know the specifics of you and your dad's situation, if I understand you correctly your dad wants to help you and is willing to be responsible for the mortgage while you would own the property.Aside from getting your father a very well deserved Father's Day present, you should know that if you try to buy the property in the name of an LLC or trust then you will be forced to get a commercial loan which in my limited experience usually does not mean a fixed interest rate for the life of the loan (i.e., it will adjust periodically).If you're looking for a fixed rate residential loan, you'll probably have to close in your name and the mortgage will also have to be in your name BUT I believe your father may still be able to assist by co-signing the loan application and mortgage.

At this point, have them review your books and make corrections then (not during the crush of tax season).  

The flapper valve did not close or is no longer sealing correctly

To start: My name is Giovanny, I am 27 years old and currently a correction officer.

I'm assuming that he's asking for money correct?