The process/product may vary by lender, but you would obviously need to go through the application process like any other mortgage and provide your income information.

Roughly 4-6 months in (Let's say December), we settled up on water and lawn charges and wrote the landlord a check for ~$1,500 (~$1,200 water/ ~$300 lawn).

You don't put income or employment on the application, the property either throws off enough to cover the payment or more, or it doesn't.

My lease says that they have to pay for all damage above normal wear and tear, and I have a form that specifies each charge.

Rentcafe.com states the average rent charged for a house this size is $840 a month.

I’d hear mortgage brokers always say to hold off on doing anything out of the ordinary, like large purchases, during a loan application.

2)  Good leases spell out 1) hourly charges past the move out day/time and daily charges thereof, and 2) hourly labor charges for cleaning. 

I noticed that you can finance a purchase made through Alex Cooper but they require the loan application to be made within 7 days of sale, has anyone used financing to purchase a property through Alex Cooper or other online auction websites?

My lawyer is advising to convert the property to an LLC (at a $1K charge by him of course) and that will strengthen the case.  

If installing tile base, depends a lot on the complexity, can easily add another 5+ Most of the good guys are charging 700 in our areas for this, but will do these on the side.