If you have stuff that needs done around this house or are about to buy some others might not be a bad idea to put him to work.

Had one offer accepted mid Jan, inspections showed a bad septic, working on price adjustment on that, if they wont give it to us we walk, almost 10k.

And to some degree, I think, in subdivisions, a few bad apples can spoil the whole bunch with the Realtor community and the neighbors and so on.

Based on that, and based on the fact that you don't seem to know how to evaluate a good deal (and differentiate it from a bad deal), I would highly recommend that you don't talking to sellers or making any offers until you do a good bit more studying and planning.

stated, I don't like debt either since I spent a long time eliminating "bad debt."

But we had some of the issues you noted, small things are big in the eye of an inspector, we had one item I missed entirely, posts for the deck on the house were not bad, but were discolored and getting damaged.

Less headache of having to deal with having them give opinion, signing titles, etc.I of course offset that with the fact that the credit line will most likely be tied to you personally, whereas the specific deal may not as they have an asset tied to.Without knowing all the details, that's about the best opinion I can offer.Either way, doesn't sound like it's a bad problem to have.

Does this make it a bad deal?

With bad credit and no cash owning a property is dangerous.

It's a great area but still some bad spots to watch out for.Good Luck