You can move money between different funds without having to pay any capital gains on the in-between for one example.

Is there a difference in rates or process?  

I've included an example below to help illustrate this.So different lenders have different rates (which do vary even for DSCR loans) but these are factors they all consider.See example below:DSCR < 1Principal + Interest = $1,700Taxes = $350, Insurance = $100, Association Dues = $50Total PITIA = $2200Rent = $2000DSCR = Rent/PITIA = 2000/2200 = 0.91Since the DSCR is 0.91, we know the expenses are greater than the income of the property.DSCR >1Principal + Interest = $1,500Taxes = $250, Insurance = $100, Association Dues = $25Total PITIA = $1875 Rent = $2300DSCR = Rent/PITIA = 2300/1875 = 1.23DSCR lenders generally let you vest either individually or as an LLC.

I can pull some other reports for different areas and show you the difference in the stats.

With 3 kids at 3 different stages, locations, and times makes it extremely difficult for both my wife and I to have a 9 to 5.

So, take all this with a shaker of salt.Capital Gains tax has two different tiers.

Safe can mean different things to different people.

Something as little as an accent wall or color of handles on kitchen cabinets can really make a difference 

Essentially, we extracted the ADR and occupancy rates to see the variations between potential revenue based on how many guests are able to stay at the properties.The goal is to shed some light on the different levels of demand depending on the # of guests allowed as well as to see which months attract the highest demand (hint: it's March, April & October).

This is a good response and reminder that there is no guarantee with all the different factors.