@Grey HaubertThe four exceptions are: Relocation, Increase in Family Size, Vacating a Jointly-owned house, Non-occupying co-borrower. 

Might also find out who's building larger projects that size and directly approach them, but by doing so you would have to be knowledgeable enough to handle a deal as such. 

Anna,You really just need a decent sized business line of credit from a small community bank. 

There are some mid sized multi units up there but the duplex's and triplex's are very plentiful.  

Search by address.Electric bills will depend on size of family and usage, so I don't know about an average.

I came a across a nice multi-family building with mixed size units in New Bedford, Massachusetts and it raised a question for me.

I'm currently renting an apartment in Lakeview where my monthly bill includes water, trash and gas all based on the size (sq ft) of my apartment. 

Same with closet doors, off the hinges half the time in rentals.So replacing screens can get old (but you can offset the deposit as it is hard to dispute a missing or broken screen).On the bright side,  if you go to the big box store, they sell screen making kits (e.g, I don't bother looking for pre-made screens in just the right size or overpaying a window store to make them); the kits can be helpful for landlords.So you buy the kit, some screen mesh (this is more expensive, but buy a big roll if you will be in rentals for the long haul), and you will need a hacksaw and a little screen spline tool (a little roller). 

Hi, i am in a mid-sized town in Arkansas.

When you start getting into those sized, you start tapping into larger markets that just that vacationing crowd 90-120 days a year.