Jessica,One idea is to buy an investment home and let them pay rent and down the road refinance it into their name or buy from you and your husband.

(Which these duplexes will be until an LLC is established) But I wonder if there are benefits to earning my real estate license? 

Yes - I believe that odds are better at making an NFL roster than sustained modest six-figure success in wholesaling.Most of this industry is filled with broke no income no job, no assets types who paid a large educational fee to one of the ~5-20 major gurus in the space and will never make meaningful income.

We will use a home building company as I do not have as much experience as they do.Any suggestions or tips on how to get a construction loan for an investment property?

If your intent was to hold onto the property and a bear moved in next door (True Story) or maybe you receive an unsolicited offer you couldn't refuse, so you decide to sell.

(Wink, wink).But hey, you don't want me hogging the show so how about I produce an episode?  

It can take a year or more to complete an ADU.

We got an excellent interest rate and low payments.

@Conor Nevillethe whole point in an owner financing situation is to put less down than conventional30% would make no sensegood luck

In my post regarding $45K of equity, I mentioned that just for an example and was using that number as an easy starting point for a thought exercise.