Is an effect counter argument that the down payment is small but I'm paying you an extra $150,000 more then anyone else, not to mention the interest you make on the $550,000 for the 5 years?

I'm a Doctor of Physical Therapy who realized that trading my time for money is never going to earn me freedom (and not even come close to paying off my student debt).I've recently opened my own Cryotherapy Clinic and it is my first true business asset.

Earnings?

If you are making HUD offers from out of the area there are a few extra steps that need to be taken to submit offers and tender a closing.

How much is fix up with an extra 20% fudge factor for problems that will occur? 

I"m earning less than 50 basis points on my savings accounts and most banks are paying less than 2% on longer-term CDs from what I've seen.

If the Seller wants to try the rent-to-buy scenario, he could also put that idea to his existing tenants as incentive for them to pay him extra per month?

Rather than insist that everyone has to earn less for your sake, you adjust your budget accordingly. 

I'm looking to start wholesaling to gain some experience and extra cash at the same time.

How much income to I need to earn in order to qualify for this kind of money?