You're not exactly the shining light.

Far from the traditional sense of the word but I think ROI is sexy so in my eyes it is!

Private money for down payment and traditional financing for the rest.

I financed through a traditional mortgage lender.

We did put the traditional 20% down to avoid loan pmi but it has been worth the cash flow.

Or should I be able to do a traditional mortgage for both stages?

What criteria do you look for when someone has ability to buy through a traditional loan?

It is so hard for me to hold back on not replacing something, just so it looks newer or more trendy (for example, swapping light fixtures and door knobs when the ones there might be okay .... or wanting to swap all switches and outlets to Decora when the standard ones already there just need to be cleaned real good). 

Hi BP Family, I am reaching out in hopes someone that has experience in the mix-use commercial space will be able to shed a bit of light on a problem I have run into.

This is the traditional definition of house hacking but if it’s only for 3 months and it’s not your primary residence then you’ll probably need to put down 20%.This is not financial advice.