I have read that a good method for estimating the true value of a home is to compare it to expected yearly rental income, much like a Price/Earnings ratio.

Direct mail is one method.

As @Chris Feltus said, there are plenty of LEGAL methods for finding buyers; in most cases, bandit signs are not legal.

So for those who missed it, or want to hear it again, here is a description of the free events.Part I Tuesday, September 17, 2013 WorcesterPart II Tuesday, October 15, 2013 WorcesterA Quick and Dirty method for estimating your rehab, without your contractorDoes a property go under contract to someone else while you’re still pulling your rehab estimate together?

But I won't question others' methods if they work for them.

These researchers plan to release their findings and method very soon.

What creative methods are there, and are there books you could recommend which focus on how creative financing and HM strategies for buy and hold investors?

. :)I always suggest starting off with the basics of RE instead of some method or strategy, learn to crawl before you walk and walk before you run.

Investors need to apply what is most appropriate, but, in reality, I know most won't ever get there as many get tied into a few methods and just go with that.I think your CFO has merit, used in appropriate situations with limited down payments, time allowed for buyers to get back to a loanable position and prove themselves, it may be just what the doctor orders.

'course, the trick is to know what #s work for you and your method/approach to whatever the objective you're trying to achieve!