Hi everyone, I'm in the early stages of deciding where I want to focus my initial efforts in REI.

I could however as you say ,put effort in taking a test rather than boasting a guru, but that's not a viable option for most people and for me.

In an effort to “protect” consumers, this new regulation is in fact “hurting” them even more by regulating the non-bank lenders.

Fixing a 2'x2' hole is going to cost almost the same and take little more effort than fixing a 6"x6" hole.

Don’t you think it is a little odd that ONLY Cullen has discovered this “secret?”

But, if you spend the effort upfront on these things, it's a lot less of a hassle than what your friend is probably experiencing.Also, if the issue is managing tenants and repairs, hire someone to do this for you!

This issue can come into play depending on the time and effort you spend in an activity.

I guess it is no longer a secret that # 2 was submitted by my German friend Uwe.

To Some breaking even while paying down a mortgage over 20 or 30 years as your property appreciates in value and rent increases is worth the effort of dealing with tenants. ( no one ever said it was easy) This however is not the only way to participate.

If there is one thing my inexperienced self can tell you, it's:Don't spend any (if you haven't already, which I think you may have) money on seminars, guru's, classes, secrets, clubs, and "super secret, guaranteed to make you $10 million dollars in 5 years" courses.BP has everything you need!