I know that's what I have done in the past and I know those in my market that enjoy that today. but its RELATIONSHIP... not computer TExt and phone.. eye ball to eye ball belly to belly. .buy your lender lunch etc.. to the extent they will give you that time.. create the relationship.

My crystal ball is a bit fuzzy ... if I knew for sure the answer to that one for one I'd be a billionare, and for two not sure I'd share the answer in public forum.

Will all delinquent property over 4-5 years old all be simply vacant land?

We're trying to do this right, so we are creating a landing website and plan for direct mail to be one of many lead generators.   

The SFR is pretty straightforward but the other two lots are vacant land (there were mobile homes on there but have since been removed).

Anyway, here it is:There is a house in the middle of my town (3bd 2ba) attached to 5 acres of land.

If you are W-2 it is much easier, if you are 1099 you need to provide business p&l and projections for future years.I worked in sales with a base plus commission, as long as you are in the industry for 2 years and on a W-2 they should be able to count the whole thing.

I am a wholesaler in the Chicago land area and I have been very successful with wholesaling FSBO's and off market properties.

Really anything North of 10th between Marion and Cliff is in that ball park (which is a lot).

I hate HOAs ... the fees eat into your cash flow, fees can go up but won't go down, for what the fees are you could hire a gardener etc to give the same service on a property w/out HOA, they limit your ability to renovate (i.e you can't fix the exterior or add on to a condo), they may have now or in the future limits on using as a rental, you generally have less control over your investment and the land (which is really the valuable part of RE over the long term).