Perhaps because the seminars are purposely designed to only deal with a certain part of the asset class and are not comprehensive in nature.

I bet you don't go to a C Corp :)Way up there, is your lender adding back the depreciation as it is not a tax expense but the nature of the tax beast.Consider too, paying down debts increases the net worth, I'd suggest you look for other lenders too, I see it may be limited where you are.You may have a job you want out of, better hold on to that Bar license!

I just sold all my stock to put into real estate so my mind naturally goes towards how to keep the real estate investment.

I have been thinking an initial reserve of say $5,000 would be adequate, but I'm not sure.

If you can show the lender that you have made diligent efforts to sell the condo at an adequate price to cover the debt, but ultimately had to keep lowering the price, their is a good chance they will work with you and you can protect your credit.

If you don't have alot of money, then you can spend TIME driving for dollars and things of that nature.

Most of my computer work is done with Microsoft products so this was a natural choice for me.

I'm am looking for feedback on real estate option contracts you feel are business/presentation friendly with adequate Optionee protection clauses.

I recently caught something that was good-natured, but saved me 6 months.

It has had a noticeable "good will" effect with some of the tenants, though it's naturally difficult to quantify the effect.