Occupancy: owner occupied, personal residenceValue of property at present and/or your offer price: $300,000 offer priceAfter repair value: $475,000 - $525,000 (conservative comps in area)Anticipated or actual appraisal issues: None, but not really sure what this is askingDown payment or equity: $75,000 cash to cover down payment and closing costsSource of down payment funds, if applicable: own funds and 401k loanIncome Source: salaried, 15 years in federal career Gross monthly income (optional): $10,000 +/-Monthly debt obligations appearing on credit report, plus (if applicable) personal rent and alimony/child support/etc: $1,300 monthly rent, pay off credit cards each month, no other debtFICO: Excellent, 800+Credit issues: NoneAdditional details: The home is need of approximately $100,000 in repairs.

I pay credit cards balances weekly to keep utilization as low as possible.

Credit score mid 700, above 740.Current DTI is around 43%, credit cards utilized paid off in full monthly and I carry a LOC which I was planning to pay out but have access to when this deal popped onto my radar.

2.5k gift card to Nebraska Furniture Mart?

Cards and letters are easy to dismiss but a friendly face isn't. 

They see those things in an email signature, on a business card, in an advertisement, or in an online search engine.Just try to keep your new domain name as short as possible.

Have minimal credit though. 1 secured credit card, 1 regular credit card, and an authorized used on a credit card.

I have one where they didn't even charge me for the appraisal, but now fast forward a year and I have a checking account, business checking account, savings account with them, multiple debit/credit cards, bla bla bla.

Find out if its going to be coin op or card operation and if they accept debit card etc.

My bank statements showing a $700 withdrawal each month don't include the first month because one roommate (not me) paid the full amount in the leasing office by card and the rest of us venmoed that person.