Also I don't know if this question is even applicable to this form, but I might as well ask anyways right.

Hi @Marco Cruzatt, and welcome.I have no idea what a "So Flo" is because I'm a crotchety old man and do not keep up on the crazy slang you young whipper snappers are using, but here's a fun Fannie Mae guideline for you that may be applicable....If that applies to you, you counting as the owner occupant because you're providing housing for Mom who cannot get a mortgage, means that the owner occupant interest rate, down payment requirements, etc, will apply.

I get higher rents and better applicants.

My application process is unusual but it is simple.

Is there another software?  

We have used a 5 piece, trim to fit surround in the past for this application.

During the mortgage application, the bank was very weary of any debts, and loans used to help fund this venture.

Julian Hutch   what software is that you are using?

I caught them lying about multiple things on their application:- Fake landlord phone number.

Applicants will be happy to sign and take the discount but they will not respect the lease when they decide to leave.You would be farther ahead to offer a discount for them to pay on time and keep them on M2M.