The note the lender holds that secures the 1st mortgage/lien is signed by the original property owners.

Have them print it, sign, scan it, and email the lease back to you or mail it back with the security deposit and first month's rent.

The Pennsylvania Association of Realtors has its own form you can use which certainly simplifies the process, but, to my knowledge, there is no official "stock" PA Sales Agreement.

Security State.

I have brought an investor on board to help me secure my first single family rental property.

My electric bill is for security lighting and the trash is a large bin shared with another 4plex.

The insurer I contacted told me I need a social security number to be insured (which I have not, living in France).

Now that I officially know about the mold, I may have to pay about $20K (2 estimates so far) to clean it up, taking it back to the studs in some places, pulling back the baseboards in others, then cleaning with sporicide and doing air scrubbing in order to get an official clean bill of health since i can't rent or sell without that, having officially established that I have mold.

PNC secured card is excellent start, put $250 - $500 on and DONT use the card. in 3 - 6 months apply for cap 1 card.additionally figure out if you belong to any credit union, they will accept a letter of explanation in regards to the BK and give a lot more credit than the big banks / card companies.With the knowledge i have from working at a large bank I have helped a couple family and friends go from a bk to a very high 700 score in two years so if you have any other questions pm me.I am not claiming to be an expert but have gone through this twice with people very close to me and they are both in incredible credit standings now.Regards,rob

WOULD A 5 YEAR BALLOON BE WISE FOR THE SELLER WHO IS RETIRED AND HAS NO OTHER INCOME EXCEPT SOCIAL SECURITY?