This way if something major does happen like mother nature then you don't end up owing money on something that isn't helping you at all.  

I thought you were arguing that the very nature of RTO was predatory.  

We do not make large purchases of any nature without discussing it first. 

If owner is corporate, such as a bank or entity other than a natural person, probably not going to get very far.Interests - sometimes there are multiple owners (or heirs) and each may have own agendaOpportunity - what plans do you have to monetize this property?

Its become second nature at this point!

It will be second nature to have little if any impact value when you take it in.

I don't think you grasp the serious nature that could  unfold and you're still trying to make a deal out of this with the seller.

Can someone tell me more about the nature of these notes? 

I come from a writing and marketing background, so this is my natural way to be transparent and document my efforts. 

And because of my trusting nature, he feels I get taken advantage of and maybe he's right.