We made sure our gutters were always cleared and have leaf blocks over them.When it still continued, my contractors noticed that my neighbors gutters were blocked and that there was a 4" by 2" by 2"  hole behind the gutter where the wood or brick had disintegrated. 

Invest passively in a deal and learn in order to execute on an active deal.Habits are simply consistent thoughts and actions.

It is possible, though you may think there isn’t enough of a margin or deals out there, you simply have to be more aggressive in finding the deal.

I did reach out a hvac company that offer tune ups for winter and summer , the technician who conducted the tuneups seemed inexperienced ,all he did was dusted off the furnace, punctured the aluminum tube near furnace for "combustion test" when I brought up no airflow from one of the air registers he suggested the only sure way to address the issue is by ripping the ceiling off and checking the tube for any holes.

Besides that, simply  look at which one gives you the lowest payment.

I did talk to her about it and of course she told me to buy it if I want it, or possibly rent it to her but I don’t want to mix family and business also  I feel the rent would be a little over her budget which will put me in a hole.

When getting a loan, do you simply take whatever rate is lowest?

I simply refer them to the condition catalog and provide after photos only as needed.Lastly, don't ever waste your time arguing over deposits on the phone. 

Simply tell the sellers agent, I am interested in the property but realized after running numbers again that my offer was too high for the condition of the property.

Or simply tax preparation?