In any case, I go shopping for light bulbs and now see the "used to be" efficient is no longer efficient but this newer LED bulb is and the older style I was buying is no longer available in the quantities because they are pushing this new LED. 

I have about $10k saved that I could help him with, but dont know the most efficient way of spending that money.

My area has a lot of high paying factory jobs and real estate that can be found for very affordable prices.

HANO is a pain, though I hear they are getting more efficient.  

However, the most cost efficient and safest way is to move in with someone looking for roommates.

Hi Guys,I'm looking for a free contact manager app to manage all my RE contacts (Agents, general contractors, lawyers, property managers, etc) in an efficient manner.

Lesson learned: tight deadlines given by well-stocked sellers are very hard to manage when you are not experienced and are dealing with a lender who has a lot of requirements of their own but do not manage time efficiently and/or are dishonest with how long their process actually takes. 2.

I love to take older houses and update them to today standards, making them as efficient and beautiful as possible.

@Jacob GoldsteinIf you are eligible for a Solo 401k, it will be the much more efficient way to go compared to an ERISA plan that covers non-owner employees.

I work a factory job and raise a family on a modest income.