TLDR is that if the math is done right, and you're buying cashflow positive real estate, your DTI should actually improve over time.

Also, please clarify:As I understand it, I have to start a separate company that is what the HML is actually loaning the money to.

To put actual numbers on things, I bought my first investment property at 5.25% interest in Feb 2018, and am currently under contract on my 5th property which is now at 5.875% interest seven months later.

@Ashley DavisPermit responsibility can be outlined in the actual contract you signed with the general contractor and they will charge the cost of any permits required. 

I actually have a friend who is currently doing wholesaling and flipping, so I will definitely get in touch with him.

Let's say they manage 7 properties for a local investor with a rental range of $900 to $1200/month per unit - the reality is that they may put minimal effort for your business, versus much more effort for someone who is a significant local customer at a notably higher price point.  

Lending home Is cool u just give them your vesting's and they pull public records nationwide to verify you actually bought and owned it in that entity.. very easy really.. and I always suggest folks .

5A you need to put 30 or 60 days in and then that is the amount of notice you need to give after the initial term to terminate the lease (actually that notice can be given before the lease is up to end the lease on the lease end date.

Saving on monthly management fees, overpriced maintenance, and the stress caused by trying to understand if your property manager is actually working for you, or the guy next door.  

Does anyone have experience with entity transfers vs actual sales of multifamily properties in Ohio?