This will make a difference during the appraisal period if you go the loan route.

I'm sure you have heard about FHA loans, they are great for house hacking, and you can get a better understanding of your next steps by hearing their recommended options as well.

There are different loan options depending on the occupancy type. 

Hard money loan How did you add value to the deal?

I am inclined to sell because I feel like I'm sitting on cash and I do not like the idea of taking out a HELOC or other loans to continue my investing journey (I got debt free in 2022 except for the mortgage). 

Holding costs (insurance for vacant property, utilities, and interest payments for Hard Money Loans) can eat up your profits.

Feel free to use me as a resource for any loan-related questions. 

If you're getting a loan that will be sold to Fannie or Freddie (your first ten investment loans) it has to be in your own name.

Any one can do this loan please contact me thank you so much!!!!

Hey Seth, If you have a good FICO, Loan Amount is above $250k, and property DSCRs at 1.25, You may achieve a rate at the high 7s at 70LTV on a 30 year fixed loan.