Since its a commercial loan, you will probably be limited to 20 years.

Please study the data that Jon provided.In addition, I would look at your property valuation very closely.

In fact that is initially how I started studying so much about it.

It may sound great that you're using no money of your own, leveraging the property to the limit, but that property's debt may then become a hungry demon.Different measures, different techniques, different purposes.

However, in my search, I have managed to find several lenders willing to service more than 4+ properties to include, but not limited to, the following:WA FederalIcon Residential (5 max)JMAC First Mortgage Corp (10 at this time)Metrolending (5 max)American Sterlings BankAdditionally, there are private lenders w hedge funds that don't have a limit.

It will be time to start doing absorption studies.

I am just trying to be smart about it and increase my cash flow while limiting my time, maintanence, etc...

I'm a stay-at-home mom who's been studying wholesaling for several months & just got started in investing.

Remember, there are 4 benefits of owning RE.1.Appreciation2.Tax benefits3.principal reduction or payoff4.Cash flow(if any) The first 2 are the largest ways of creating wealth, by far in any study ever done.

Well, You now owe them 5K plus interest, plus over the limit fees, (because they will have a monthly fee on top of your finance fees), AND a new APR somewhere around 28.9%.