Since we live in Texas and due to the moratorium in place and no evictions I was limited about options and I sense he took advantage of that .

You can also have a limited CoCR, but from year 2 forward, the deal from a cash return perspective really smokes.CoCR is very important because it tells you how fast you can move forward, but it isn't the end all in any deal analysis.

In my limited time knowing them, they appear to be good tenants that wouldn't give me problems.

But it illustrates the point that even at very compressed rates, as long as the property "pays for itself," it can still be very attractive to many investors.Here's the fun thing though: this graph is an industry generalization based on limited data and survey responses. 

Then that money is completely off limits and my only option would be to do a cash out refinance, correct?

Also in search for a Mentor not limited to any of the three places mentioned previously.

Since this if above the $500k limit wouldn't I be able to use the whole $500k exclusion? 

Thanks for the document, I'll into this, I don't understand some of the terms of home-ready, and limited and non-limited refinance just yet.

By problem for DM, this includes but not limited to occupancy below 90% for a steady amount of time or the DM is getting too old and wants to retire.I pay my team $8 per each qualified appointment.

I have many LLC's  but for different reasons and if they are single member closely held they offer little to no asset protection..but if you have un related and arms length members there is limited liablity for those members..