The 3% conventional loan (HomeReady or HomePossible) have income limits as well as a lower DTI guideline.  

I also have a few personal credit cards with 25k, 15k and 18k limits. 

@Naftali Green Unfortunately you would be limited to small condos that aren't going to get you anywhere near the returns you are looking for in Orlando.

I understand that if you make them out to your self it does allow you to bid on multiple items with the same checks but we did not have an issue with limited funds in those days.Each place has there rules and thats the fun of this game .. 

If you're not in windstorm tier 1 and your provider is still limiting windstorm coverage that severely I would recommend finding a new insurer.

I was going to ask you what your experience with a jumbo loan was since I've only read about them, but it looks like they increased the jumbo loan amount to 647K recently so I guess you just fit into the new limit (nice). 

Hello BP Community.I am approaching the Refinance step on a BRRRR, and understand that 70% LTV is the Freddie/Fannie limit for a cash-out refi on a 2-unit rental property. 

No limit on applications but we are upfront if we have selected someone and let everyone else know they are a backup.  

I turned my attention to str loans and rental arbitrage but I’m not in a lucrative area (Sacramento) when it comes to that + my experience is limited there so I’m sort of struggling with which direction to turn...I also am a bit torn on whether or not I should focus my attention on changing my W2 job to something with a higher income, or on making more money as a real estate agent (I joined a brokerage in November!).

Basically only limited to Worcester county due to both our full time jobs.