My personal 20% is setting up and maintaining systems and processes to find and manage properties efficiently, time management so I can put family first, having clearly defined goals, having the discipline to wait for the right renters and buy the right property for the best price possible and continuously learning.

I paid it off last year and currently going back and forth with whether or not I should keep it or sell it for roughly 24-25K, spend a couple grand on a super fuel efficient car, and have roughly 20K to help fund my first investment property?

So that your next project comes out with greater efficiency and FASTER!

Any tips for efficiently finding, vetting, and selecting these folks?

Many builders/flippers do this.....tax-efficient gains....if your family is willing to move to build financial independence more quickly.Your home loan is 68% loan to value.

I have been communicating with Randall regarding a loan but I'm a little skeptical.

They remain durable for a very long time.We have a decent in energy bill after installing TPO, our roofer told us TPO is very energy efficient as they are perfect insulators, TPO are made from recycled plastic materials.If you want to try TPO roofing go with an expert roofer offering good warranty and Insurance.Our previous garage was TPO roofed by an Industrial roofer named as Empire Roofing Corporation.

This is a great place to learn and communicate with people that believe in what you are doing.  

No ads and once I made an account and set up payment acceptance, no additional communication was required.

They handle my accounting, screening, ach, communications, etc..