@Marvin BracamonteFor first house hacks using owner-occupied financing, it's crucial to live in the property as your primary residence for at least a year.

The first two properties we looked at were only offering 2% commission.

I have a very similar fee with the brokerage I am at.

It's not large at about 1900 sqf, but not small either.What other platforms good and bad can you suggest that I investigate?

I have looked into the PadSplit model and am interested, however, pad split is mainly into finding renters and not so much being there for turnovers or other things. ( At least that was my understanding.)The representative I talk to with PadSplit, told me that some owners find an additional manager that charges them less than of a fee because they’re so little for the additional manager to actually do due to padsplit systemHas anybody dealt with this sort of thing and found an additional manager to work with on this particular model? 

Take a look at BP's blog where new articles are published every day: https://www.biggerpockets.com/blog4.

Hi Russell, I was looking to follow up on this post as i am also looking at a similar strategy and this was very helpful.

Or some government program to get the panels at no cost?

I talked to the person selling the contract and they mentioned that those hud loans have to be paid at year 2051 or if you sell or refinance the house. 

So one of my questions is would it be wise for me to try to contact the current home owner to see if they would be interested in selling the home before it went to foreclosure or at least see if they would be willing to give me any additional details about the home such as what banks holds the mortgage or if they are multiple liens on the home.