The seller makes no money on the sale (unless the lender gives them money), so inflating your offer will only put more $$$ in the lender's pocket, not the seller's pockets.That said, in some situations, a seller may have to agree to repay the lender the difference and/or pay taxes on the difference between the sale and what is owed, and in these cases, the seller's future burden is reduced if you pay more for the property.

I would include maybe 1 or 2 stack cards with relevant information and what will make your style of communication different, unique or better than what they are currently receiving.

The real estate market in SF is quite unique to say the least.

Buying lots as a sub division is starting off is usually a good buy,but only if the builder is successful, it can easily go the other direction.Look to the buillder(s) involved, their record and what might make that development unique in the market.

Even if I have a unique selling proposition, it's probably being read with glazed-over eyes, or not read at all. :)

That is the unique nature of the land trust and one of the primary reasons it was used.Need a clearer understanding of this?

My concern is that we are possibly in a unique buyers market which may not last much longer.

That's a very short term loan that you use to pay for the house you're buying and then repay when you turn around and sell it.Be cautions of restrictions on the time or amount of the resale.

Most 'seasoned' investors, builders, developers, etc. are more than happy to pass along whatever we can to those coming up in the business.Also, don't sell yourself short, though many of us may have years, dare I say decades on you as far as the business, there's things that your generation are uniquely adept at that comes easily to you, and that we have a harder time of keeping up with, technology!

i averaged your numbers per unit per month & comes to $160. you've got maintenance & vacancy, etc of $95/month/unit. if you're putting 25% down on 30 yr fixed, then that's $418 debt repayment or $104.50/unit. $359 total OC/unit or $1436 total.$1900 - $1436 = $464/month cash flow x 12 months - $5568