I think for most situations I would agree with a lot of y'all that as an investor and a landlord that a home warranty is probably not the route that I would go personally, however, I have what I feel like is a unique situation with this one property and wanted to get y'alls input on the potential value of a home warranty. 

The nails in the wall were from pictures and decor we had in the home when we lived there.

.- the 5.5% comm loan you heard about is  prob a short term arm loan ...commercal loans  are  definitely  not  better/ lower than residential  ( unless you  locate  a  very unique  comm source )

@Thomas O'Donnell A home run is very unique to your market.

The reality is, there’s no “one size fits all” answer as to whether it’s a good time to buy or sell a home because everyone’s circumstances are unique.

So a bit of an interesting unique year. 

We've had some unique properties take months to rent.

In the end it is ultimately up to you and your unique situation. 

Not only is there always a unique deal waiting for you, but this squirrelly economy will scare away a lot of newbies and inexperienced investors....Throughout my long (but possibly unremarkable :-) RE journey, I have never once taken stock of what the economy is doing when I approach a possible deal.

We're in a very unique market right now with how fast prices, rents, and expenses have climbed while simultaneously being stuck with extremely limited supply and no end to that in sight.