One thing though for those lucky or smart enough to lock in those 3% 30 year fixed mortgages.. their payments are less than rent.. so unless there is some sort of other life event I think you will see less defaults generally.. and for sure as one that plays in the courthouse steps .. we see this big time..  

If you have any other advice for me, I'm all ears.

I am new to this and had some fear behind making the mistake of locking myself into a deal where there was significantly more damage to the property then meets the eye.

This flexibility is nice as opposed to being locked into a 5 -7 year fixed term note with a huge pre pay or balloon payment.Best of luck in your RE 

I have been on the fence on which method to focus on.I am all ears for ideas.

You can track all history, lock it at at certain temp and operate in economy mode when the unit is not occupied.

This is the world we live in today you have to lock everything up.

If anyone has any comments or advice I’m all ears!

As long as you can borrow below 6%, you should be trying to lock in as much debt as possible.

@Reagen Natho Why would it be 1k to change locks ?