I have been on the fence on which method to focus on.I am all ears for ideas.

You can track all history, lock it at at certain temp and operate in economy mode when the unit is not occupied.

This is the world we live in today you have to lock everything up.

If anyone has any comments or advice I’m all ears!

As long as you can borrow below 6%, you should be trying to lock in as much debt as possible.

@Reagen Natho Why would it be 1k to change locks ? 

Disclaimer: I've done this exactly once.Here are some things I did in the last few days of renting out my single-family house.Go around to all the rooms and make sure everything works - doors open and shut, windows open, shut, and lock, mini-blinds (if any) are securely mounted and work, curtain rods (if any) are securely mounted, closet rods are securely installed, none of the light bulbs are burned out, etc. 

So I have $20,000 in the bank locked in a GIS account for one year.

@Derrick Locke I have a list of lenders that I use.

I was planning to refinance into another conventional mortgage from my current duplex to lock into the low rates, and also pull cash out to pay off the rehab that I did in the duplex.