A cash out refinance is a just like a regular mortgage however they let you borrow against the equity regardless of the the loan amount.for example.Apraised value of home 100kBalance of mortgage 40kCash out refi will allow you to borrow 80k -  80/20 LTVyou get 40k out of the house As far as I know theese loans are hard to get for non owner occ real estate.If any one knows how to get one in Colorado let me know

you can use FHA and NACCA for rehabs and just regular loans, granted with both you have to either pay pmi or something similar to pmi. 

As much as I'd like to jump in with both feet (and would if I didn't have other people in my life I am responsible for) I feel like the slowly ramp up the investing and/or work as an agent over the next couple of years while continuing to work a regular salaried job is probably the route I should take. 

I'm looking to become an investor and hire a property manager to deal with the regular issues. 

It does not sink into the wood like regular stain.

THUS I get shut off notices pretty regularly for our houses and forward them to the tenants.

I read the basics and listen to some podcasts on this site (which I get all my info here) to equip me with a mindset of an real estate wholesaler.I want to start now with the knowledge I have, continue learning as I go(do any body thinks that's a good idea?). 

It's the AZ affiliate/chapter of the National Real Estate Investors Association and there are several regular wholesalers at their monthly meetings and the local Phoenix Club.

If it's a drywall or plaster ceiling, you're very likely to have cracks on it too.I'm also assuming this is regular residential live load (not a main corridor in a multifamily).One option you have is to simply double up the joists. 

My relatives knew his mother and would stop to check on her on a regular basis to make sure she was ok.