Make sure to read the Beginner’s Guide: http://www.biggerpockets.com/real-estate-investing

I would suggest to speak with a lender in your area about these types of things specifically since they can analyze your bank accounts, your credit, and your income history thoroughly and guide you appropriately. 

Going to another lender might help, find someone who will guide/help you through the process.

start buy reading the ultimate beginners guide and learn all the pathways real estate offers .

Here are some recommendations for you:Set up keyword alerts to be notified of the topics that interest you: http://www.biggerpockets.com/alertsRead Beginner’s Guide: http://www.biggerpockets.com/real-estate-investingCheck out BP Podcasts: http://www.biggerpockets.com/renewsblog/category/podcast/If you wish to tag someone in the conversation on the forum, type @ followed by their name and then select the name of that person which should appear below the comments box.

:- https://www.fanniemae.com/content/guide/selling/b2...It looks to me like the 1 vs 2-4 differentiation, and the "75% conventional rule" (rather than 70%) you mentioned, would be both overlays by individual BANKS, rather Fannie Mae rules?

I highly suggest that you take a look at - The Ultimate Beginner’s Guide to Real Estate Wholesaling.

Here are some recommendations for you:Find and connect with other BP members that are in your area: http://www.biggerpockets.com/meetSet up keyword alerts to be notified of the topics that interest you: http://www.biggerpockets.com/alertsRead Beginner’s Guide: http://www.biggerpockets.com/real-estate-investingCheck out BP Podcasts: http://www.biggerpockets.com/renewsblog/category/podcast/If you wish to tag someone in the conversation on the forum, type @ followed by their name and then select the name of that person which should appear below the comments box.

Anybody have a used copy that they would like to sell???

Looking to get educated in the multifamily area, reading a book by Berges now, but looking for something more in depth.

Also, anybody recommend any education...

This is where I think it would be beneficial to start a plan of achieving acquisitional strength, but a plan that has the wisdom of hindsight guiding it.