Who is personally going to be liable if the guarantees aren't met?

You can probably meet him in person if you attend the next HH.

Success comes from consistent action and patience, so keep refining your approach and scaling gradually.Good luck!

Is there any benefit to visiting DoH offices in person? 

The other thing I have done especially if we are approaching winter months is just tell the insurance company that we will have them done in spring.

With a loan, a person takes on a Debt Obligation. 

Office space is gutsy at this time with many companies working remotely, maybe part of your investment was to bet that people will be coming back to work in person.  

Personally, I like to use Notion for this type of task, but I'm sure there will be others on here that will recommend Monday.com, ClickUp, or Asana.

Neighborhoods there are usually in better shape (although Baltimore is very much block by block), and in my opinion, the quality of the tenant pool is much better.Oh, and great idea checking out the properties in person—the pictures you see on the MLS can be very deceptive lol.

Damien,Build-to-Rent (BTR) is a great long-term wealth-building strategy, especially if you have a stable W2 and want to take a more methodical approach to investing.