Hey everyone,Love this topic!

Hey there Tony, I am also trying to network with other investors in the Calgary area so if you have any success finding a meetup I'd love to know about it too- if I find anything I will send it your way. 

I would love to purchase a property that has done all of the work already, and cashflows. 

I don't know if they still do it but if memory serves a few years ago TD Bank would do a HELOC on a rental in second position but only if it was titled in someone's personal name. 

Without the upside of a good neighborhood and/or quality property, I don't love it. 

Some people love that as the initial numbers look good, but probably over the long term they get tired of the common issues landlords face.It's not that hard typically to find a move in ready property, or even to find one that needs minor repairs, where you can capture the equity yourself vs the person selling it to you. 

I'm just a little bit lost right now and would love to hear some guidance.

I love living in a small community!

She loves it.Our situation is this, we have had our home that I purchased right before 9/11 for $110k that sits on an acre property.

We would all love to have that note that has 5 years of perfect payments, 800+ credit score and a 20-25% down payment.