Furthermore, I could theoretically purchase a building with a hard money loan with say 25% down and then refinance with a more conventional term loan once the owner move in has seasoned, as the LTV and debt coverage would be more in line with conventional underwriting.Please let me know if my thinking is off base or if lenders don't allow for this structure.

DWELLING FIRE COVERAGECOVERAGE LIMIT DEDUCTIBLE VALUATIONCOVERAGE Building, LIMIT$ 250,000, DEDUCTIBLE $1,000 (all perils), VALUATION Replacement CostCOVERAGE Other Structures, LIMIT $25,000, DEDUCTIBLE $1,000 (all perils), VALUATION Replacement CostCOVERAGE Fair Rental Value, LIMIT $ 25,000COVERAGE Vandalism & Malicious Mischief Coverage is included2.

I am trying to validate with actual sales data the market value of potential houses to rehab and flip, and am looking for a comprehensive data set of the past 6 months sales data.

But because some lead-based paint was still found in warehouses and was available for use, and because enacting comprehensive legislation took a long time, the 1978 date is what we have to deal with.Many homes built before 1978 do not have lead based paint.

Anyway I am looking for a comprehensive scheduled maintenance sheet of some sort. 

@David S. great information especially about the "loss of rents" coverage through insurance.

Your insurance coverage is affected if it is in your name or the LLC name.

Suggestions on types of coverage?

My current insurance provider will be dropping us shortly because the house has been vacant for a year and their policy will only allow one year of coverage anyway. 

This is not comprehensive but rather some things to consider/include in your evaluation/calculations.IOTW, the sooner you start analyzing some of those prospects factoring in the necessary considerations, the sooner you can determine which are great deals and which ones are not.