If you will be doing renovations and it will start shortly, Builders Risk coverage is needed (you will also need liability coverage).  

The less expensive coverage was available if you wanted it, but you chose not to take it.

You want to pay particular attention to your new debt service coverage ratio - i.e., how much of a margin you'll have between your net income and your mortgage payment.Generally, I recommend people hold a property at least a year before refinancing, so they get really familiar with all the ins and outs (and upcoming expenses) of the property.

Was wondering if gurus on the forum can share their preferences for insurance coverage.

Specifically an all in one place for the below is what im into.Where would i find a post on BP that is similar in terms of a comprehensive system?

If yes to both it will need its own coverage for:- Professional liability- General Liability- Workers Comp.- Dishonesty bond (possibly)- Business Auto (possibly)- Cyber Liability (possibly)- Employment Practices Liability (possibly)Even if the management company is only dealing with the units you own it may need Liability (could it get named in a suit by the tenant?)

But one thing I did want to mention is that we do have Terrorism coverage which would probably (although I haven't verified this) cover us on your dirty nuke bomb example. 

And what coverage is needed - just the building, any contents inside, an umbrella policy for liability protection, etc.?

I used Findtheseller.com for the first few.No complaints just yet, very comprehensive info on subject.

So for a 2007 paid for vehicle PLPD will run $120/mo you would pay about that price for full coverage outside the City however.