Suggestions on types of coverage?

My current insurance provider will be dropping us shortly because the house has been vacant for a year and their policy will only allow one year of coverage anyway. 

This is not comprehensive but rather some things to consider/include in your evaluation/calculations.IOTW, the sooner you start analyzing some of those prospects factoring in the necessary considerations, the sooner you can determine which are great deals and which ones are not.

They said one of the biggest mistakes people make is leaving out stuff and their tool seems pretty comprehensive. 

These can be financed if a full remediation has been completed with the engineers report and insurance coverage can be bound.

Safeco will do an umbrella with your auto coverage.

Why not buy Umbrella Coverage for your properties, through either auto insurance you have or your primary residence?

If you will be doing renovations and it will start shortly, Builders Risk coverage is needed (you will also need liability coverage).  

The less expensive coverage was available if you wanted it, but you chose not to take it.

You want to pay particular attention to your new debt service coverage ratio - i.e., how much of a margin you'll have between your net income and your mortgage payment.Generally, I recommend people hold a property at least a year before refinancing, so they get really familiar with all the ins and outs (and upcoming expenses) of the property.