In AR and the Little Rock area, we do Termite Policy and sometimes Pest service if required for Roached, etc.I recommend you take on a Termite Policy, and they come to inspect yearly and treat if needed. 

You should definitely get umbrella liability policy and you will need to change homeowners to cover rentals. 

I have a somewhat high tolerance for risk.

@Calvin Turner I gotta say, man...you're a big time wholesaler in multiple states and you are not sure how to get images of the properties you are brokering without a license "wholesaling"...interesting dilemma...makes zero logical sense, but interesting...

And sure enough they're open to it and we are putting a deal together. 10% down and only 4% interest and zero closing costs/points.

Since you have close to zero debt and an excellent credit score, I'd highly recommend an FHA loan for low down payment options.

As for this landlord, I believe he was not renewing unvaccinated people which given the lack of possibility to vaccinate kids at the moment I think there are other hazards to this policy.

The reason why that's a positive thing is, with a bit of recently gained Insurance Policy Knowledge and some estimate writing skills, we were able to have all the damages covered by insurance, giving us a stepping stone to both restoring the property and building our rental property empire.

There was also the issue of ever expanding landlord regulations in seattle,   and I have pretty much decided to gradually phase out my seattle portfolio.If the building was in a stable neighborhood it could have made sense to do the work it needed,   but given various circumstances including negative trend of that area of the neighborhood  (street camping and constant low level property crime) and townhouses replacing many homes in the area meaning the structure was worth zero and the dirt was worth everything,   it didn't really make sense to invest a lot in the existing building.    

However, I knew a bit of policy knowledge, estimate writing skills and how to reconcile the insurance estimate to well over their original settlement.