She paid $750K -- yeah, expensive which is why I look in other parts of the country in addition to San Diego) and dropped another $50K to reno everything.She had a professional photographer take photos and she put it up on AirBnB at a competitive price but she got ZERO rentals in over three months while she had to make $15K in mortgage payments.One Saturday, we were watching our USC Trojans get whipped by Notre Dame with a bunch of friends at a local La Jolla bar.

Either way, I don't know the areas or your risk tolerance. 

It doesn't specifically state any guest policy. 

I would find a good broker in your area as they can get you the correct type of policy for adequate coverage, etc.

I have a couple LTR/SFHs that I am carrying a Landlord policy on but recently my HOI carrier quoted me ACV instead "due to the age of the home". 

I'm waiting to close on mine for zero costs @3%. 

I don't really want to pay off my student loans right now as I have no idea what the government is going to do with student loan policy and it might make more sense to pay the lowest amount and have it forgiven in 20 years anyway.

We had zero idea what we were doing but we knew we had a good deal.

We have a property that has been label high risk and as we have claims in the past couple years all due to natural disaster that hit Des Moines, IA ( storms )Current policy has been cancel and having troubles getting new policy.

My thought would be that it would be useful for the STR/AirBnB/VRBO type operators to plug in to see what city leaders and policy makers are thinking.