Following the fourth year, Turner has three fourplexes and a combined loan amount of $177k.

Now while finance advisors like Dave Ramsey would tell me to pay off my debt, stop frivolous expenditures, and save money, my total debt combined with my student loan is under 10 k, (aside from my house and car) I have been trying to lower my debt for student loans and credit paying $500/mo, and frankly, I just don't have ANY extra money ( not even to save $250/mo thanks to Sallie Mae).

The two combined are more like 15-20%.

@Sean McClureHi Sean,Here are my thoughts on this.If it were mine (excluding trying to pump the appraisal from the question because it's an owner/operator SFH vs flipping it).Overall, I would be concerned with not over-improving it for the amount of rent it will attract.First I would figure out the minimum that needs to be done to attract the average rent for the area (base on what the competitor rentals have that are getting that rent), and what (if any) modernization's (wall color, 3-prong outlets, Carbon Monoxide detectors, etc...) need to be done (to make it safe, and desirable to an average tenant in the area), then decide what "Hardening" needs to be done to it, to make turns, maintenance and ownership less costly.Good Luck! 

If this is an “A” class area I will assume that most buildings or new storage in the area are nice and modern.

He offers the perfect combination of vision, strategy, and practicality, and I especially appreciated his data-driven approach to helping me make an emotional decision.

Her parents have proposed the idea of selling their house and using the money, combined with ours, to put towards a property for us.

We were able to use the old cabinets and reface them with some trim for a more modern look. 

When we started in this industry, we brought our combined talent.

Value means all modern appliances, efficient HVAC, dual pane replacement windows, 200A service, washer/dryer, etc.