@Andrew Postell to be clear then for residential mortgages...the missed payments during the 3 months forbearance should NOT negatively impact anyone when looking for future mortgages?

He has been an invaluabel rescourse to my REI when I was starting out.Unfortunatley there are a lot of unknowns going on with the job, financial markets and lending that will all have some impact on Real Estate so I recommend being cautions.

You will not be charged for a 0 day hold while this temporary change is in place.Accounts with a 3+ day incoming or outgoing hold will remain at current hold times for both incoming and outgoing payments.This change will not impact credit card payments at this time, that is subject to change.Here is an example of a 3 business day hold for an incoming or outgoing payment:3-Day Hold:Example of a timeline for incoming payments3-Day Hold:Example of a timeline for outgoing paymentsMonday - you receive an incoming payment through Buildium*Monday - you schedule to pay a vendor through Buildium*Tues, Wed, Thurs - Hold days 1, 2, & 3Tues, Wed, Thurs - Hold days 1, 2, & 3Friday - the funds will be deposited into your bank accountFriday - the funds will be deposited into your vendor or rental owner's bank account* assumes that the EFT was made before 7:30 pm Eastern Time and that Monday is a day that the banks are open for business.

As many of you know and are experiencing, this current situation has greatly impacted our tenants' ability to pay rent.

I see that a lot of luxury apartments are either approved or already under construction and I'm a little skeptical on how that will impact the demand for rent in the area. 

I would imagine that mostly impacts things if adding a DADU or changing the exterior of the property.That said,   if the home is currently built-as single family you would still need to pull all the permits, and go through all the rigomoral (sp?)

House hacking is definitely one of the best first steps you can take and will probably have the largest immediate impact on your financial situation.

I am in the process of taking on a new job and as it is a 1099 contractor position (selling insurance) and I am unsure of how this might impact my ability to apply for a loan and/or be granted one for a mortgage.

Has construction and real estate been impacted much in TN by the shutdown?

I would require some sort of proof that they have lost income due to COVID-19 that impacts their ability to pay.