When purchasing anyone will want you to have skin in the game, but try a business friendly Bank/ Credit Union or strike out for private money or HML .

I have flipped enough to have skin, but I can say the market is softer to sell today then so in the last 18 months.

I don't have to toss "hail marry's" becuase my deals have enough spread due to my purchasing at steep discounts and the fact that I always have skin in the game.The common ad wee see here and other places resembling: "I need funding for my great deal in XXX, am willing to pay yy%" is the hard/fast approach that does not receive acceptance.

Most times, bank or otherwise, someone wants you to be invested and have skin in the game.

They have more skin in the game then you do.Make sure you get clear title.

I can understand that they want to know that you have skin in the game by paying certain fees and origination costs. 

@Coty Dolan We have a buyer right now trying to close on a cookie cutter deal and his HM lender is requiring a little more skin in the game for him.

Your cash on cash return is 3%.Look, I think the name of the game for the BRRRR crowd (and more experienced people should stop be dead in my tracks if I'm wrong) should be as follows:As little skin in the game as possible (e.g. none of your money or a small down payment)Buying for cash flow - to reinvest into the rehab part of BRRRR or into the next propertyBuying undervalued properties to provide value (make your money when you buy the deal)When the stock market provides 10-15% in a year, and you're making 3%, did you put $160,000 into the right investment?

If someone is short on experience, they need to have more of their own money (skin in the game) into the deal, and a very solid deal. 

We wanted more skin in the game, we have let him pay it in two months, $300 each month.