DSCR (if lender can use appraised market rents and the new loan can debt cover on this amount) or negative DSCR loans are an option along with whats called a no ratio loan.

It was a no brainer since the fix up was mostly cosmetic and every house on the street was exactly the same so finding comps was easy. 

Just my opinion but feels like a no brainer win to me. 

I contacted pet screener mentioned and they tell me their service is not available to tenants that have a no pet rule.

I can see this is a "no one right way" kind of issue. 

Best in the future to have a no pet policy and keep in mind this is no longer a personal home it is now a rental property.

Make sure that you follow the law and get certification from their medical provider, however if the animal is legitimately certified you cannot discriminate against the tenant even if you have a no pet policy, otherwise it would be a violation of ADA (Americans with Disabilities Act).

I just don't want to get in over my head and so if people who are more experienced than me can tell just be photos if this is a "no go" right at the outset I would be very appreciative. 

Our country subdivisions our first one was a no brainer as far as location and sold out in 13 months.  

It will increase cash flow, reduce leverage, and the only downside is that the total asset value would be 50% lower, so I would get appreciation only on $150,000 and not on $300,000, but overall in the grand scheme of things I think it makes more sense, rather than scraping $100 a month but feel like you're fully optimized and every penny allocated according to the spreadsheet.I also realize everyone's risk tolerance and situation is different, if I have to sum it up this situation to me feels like a no brainer because numbers wise (trust me I ran the numbers) - cash flow would remain the same (assuming I went on with cashing out and buying more) but with lower debt so more room for error, and where I am "missing out" is debt paydown which again, with these rates is really insignificant, and appreciation on a higher total amount of assets, which I'm happy to give up on for the time being and swap it for greater peace of mind.What are your thoughts?