Yes, the environment today is far different than 1993-1994.As to banking regulations, they were a finance company doing commercial loans, including mortgages, so I don't know what banking regulations it falls under, if any.

I would always have a fall-back home in the case something happens financially.

Do not come in with the expectation that the money is going to be falling all over you.

Somewhere between these ranges is where you are likely to fall. 

Ok other than putting the cage in myself and forfeiting it if the deal falls though is everything else ok with the offer?  

But especially summer as winter is dependent on the snow falling.

And yes, some “sellers” just play at the short sale game trying to just buy more time, hoping for some miracle to fall out of the sky. 

I didn't realize it but half of the things that needed to be done were falling through the cracks. 

If you cannot qualify for a full documentation loan then you can always fall back on the DSCR.   

Since Tiny Homes are classified as ADU, they fall into the Residential Ordinance.Tiny House Block, is San Diego's 1st Legal Tiny Home Community.