@Jay Helms - Yes makes complete sense - I need to do a better job of finding a like minded group - I have had lukewarm results with partners i have chosen to date and my independent nature makes me scale back that effort. 

Again, given the nature of the neighborhood, that is pushing it on the high side. 3. 7 pads at a $1m valuation equates to $142k per pad.

Every home my family has owned has been a "fixer-upper" with instant equity so it seemed natural, and almost expected of me to do the same.

If payment is failing due to insuficient funds eventually in the natural course of life you will end up having to evict.

I didn't know it at the time, but I was a natural house hacker!

"(31) 'Mortgage loan' means a loan made to a natural person primarily for personal, family, or household use, primarily secured by a mortgage, deed of trust, or other security interest on residential real property ...

Not necessary if it's a house or duplex or something of that nature.

It's the nature of the business.

Naturally, this one came in through the pipeline, and I wanted to give it a shot.

If there's not a lot of natural light in a space, try white uppers and darker lowers on cabinets.